People in their late 50s and early 60s are making big money decisions that are hard to undo. These posts each explain one of those decisions plainly, so they know what to ask.
Turning 65 soon? Your first chance to sign up for Medicare is a seven-month window. It starts three months before the month you turn 65 and ends three months after. If you're still working with coverage through your job, the rules can be different, so check before you decide. Details at Medicare.gov.
Four ages worth knowing as retirement gets closer. At 59½ you can take money from an IRA without the 10% early withdrawal penalty. At 62 you can first claim Social Security. At 65 you become eligible for Medicare. At 67 you reach full retirement age for Social Security if you were born in 1960 or later. Which one is next for you?
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Saving for retirement and living on your savings are two different jobs. Four steps to start the second one. List the bills you must pay each month. Add up the income you can count on, like Social Security or a pension. Plan which accounts to draw from, and in what order. Decide how much to keep in cash. The gap between the first two is what your savings need to cover.
If you're 50 or older, your 401(k) has extra room. For 2026 you can put in up to $8,000 more than the regular $24,500 limit. If retirement is ten or fifteen years away, those extra dollars have years to be invested. Figures from the IRS 2026 contribution limits.
"When can I retire?" is a question I hear a lot. A better starting point is what you'll spend each year once you do. Once you know that, the date gets much easier to pick. Have you added up what your retired life would cost?
Type your website. In about a minute Watt writes 3 posts for your firm, with your colors, fonts and logo. Free, no sign-up.
Nothing posts without your approval.When to claim Social Security, how Medicare works, and how to turn savings into income they can live on. Posts tied to a specific age or date tend to get saved.
Use them as a starting point. Change the wording to sound like you, check the figures for the year you post, and run them through your firm's compliance review before they go out.
Use official figures and dates with their source, avoid predictions about markets or how long money will last, and keep personal advice for meetings.
The graphics on this page were made by Watt for Maple Street Wealth, a sample firm. Figures are for 2026 and come from the sources named in each post. Check them for the year you post.